What are the responsibilities and job description for the VP, Commercial Lending position at 300 TBK Bank, SSB?
Join TBK Bank! At TBK Bank, a subsidiary of Triumph, we're a team of passionate, driven, collaborative, solutions-minded people who want to make a difference in the lives of our customers and communities. Our mission is to do well and to do good at the same time. We accomplish this by working together, because at the end of the day, TBK means striving for excellence, while delivering with humility. We thrive on providing exceptional customer service, and we look for friendly professionals dedicated to helping customers achieve their financial goals. Position Summary: The VP, Commercial Lending is responsible for generating new commercial loan, deposit, and treasury management business for the bank through the development of new banking relationships and expansion of existing relationships within their portfolio. Additionally, this position is responsible for ensuring strong credit quality, profitability and portfolio management practices are maintained in their assigned portfolio. Essential Duties & Responsibilities: Sourcing new commercial banking relationship opportunities through prospect identification, proactive business development calling efforts and the development of COIs for referral generation Cross-selling all appropriate bank products within existing client base and in new relationship development to develop full relationships Including bank product specialists in client calls and partnering with them in call planning, proposal generation and relationship strategy development Develop proposals for banking services based on sound credit and operational principles and utilize bank profitability modeling resources to ensure opportunities meet or exceed the bank’s profitability objectives Obtaining all information necessary for thorough credit underwriting and preparation of a complete loan approval package Approving loans within specified limits or refers the loan to the appropriate loan committee for approval Reviewing loan documentation to ensure accuracy, completeness, compliance with approval conditions and loan policy as well as compliance with regulatory requirements Identifying opportunities for referrals to other lines of business and coordinating introductions Utilizing strong credit risk management and portfolio administration practices to identify and mitigate potential credit loss exposure within the assigned portfolio Proactively monitoring industry trends along with borrower payment and financial performance to identify early signs of credit stress with individual borrowers and overall portfolio red flags. Escalating emerging credit or other relationship concerns to management Completing loan renewals and modifications prior to maturity Maintaining compliance with and full knowledge of bank loan policy and procedures and staying abreast of changes thereto Adhering to Triumph’s core values Other duties as assigned Education & Experience: Bachelor’s Degree in Finance or Business preferred, or a combination of banking experience and/or degree Seven to ten years of experience in complex lending to middle market borrowers. Formal credit training preferred Skills & Abilities Required: In depth credit knowledge and experience required Strong knowledge of regulatory and compliance relevant to commercial borrowers and depositors Detail oriented with strong organizational and time management skills Solid knowledge of Microsoft Word, Excel, and Outlook Strong written and verbal communication skills Proven track record of working in a fast paced, customer service, deadline driven environment Ability to take initiative and work independently Ability to exercise sound judgment and critical thinking skills Work Environment: The work environment characteristics described here maybe encountered while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Moderate noise (i.e. business office with computers, phone, and printers, light traffic). Ability to work in a confined area. Ability to sit at a computer terminal for an extended period of time. Occasional stooping or kneeling may be necessary. While performing the duties of this job, the employee is regularly required to stand, sit, talk, hear and use hands and fingers to operate a computer keyboard and telephone. Specific vision abilities are required by this job due to computer work. Light to moderate lifting is required. Regular, predictable attendance is required. We offer Medical, Dental, Vision, Paid Time Off, 401k and much more. Go on. Do it. Apply Today! OUR BUSINESS TBK Bank, SSB is a Texas-state savings bank headquartered in Dallas, Texas. We offer commercial and consumer banking products focused on meeting client needs in Texas, Colorado, Kansas, New Mexico, Iowa and Illinois. We also serve a national client base with factoring, equipment lending and asset based lending through Triumph’s Equipment Division, discount factoring through Triumph’s Factoring Division, insurance through Triumph’s Insurance Division, Inc., and carrier and vendor payment solutions through TriumphPay. We are proud to be an equal opportunity employer and we do not discriminate in recruitment, hiring, training, promotion, or other employment practices on the basis of age, race, gender, color, religion, national origin, disability, sexual orientation, veteran status, or any other basis that is prohibited by federal, state or local law. OUR PURPOSE Every day, we focus on creating value by helping our team members thrive, our customers succeed and our communities prosper. When we do this - we're Helping People Triumph. OUR CORE VALUES Our long-standing core values are based on sound business practices and biblical principles. They flourish in our culture which helps our team members thrive, our customers succeed and our communities prosper. We commit ourselves to: · Transparency · Respect · Investing for the future · Unique is good · Mission is more than the money · People make the difference · Humility FOCUS ON SERVING OTHERS At TBK Bank, we focus on doing the most good in the areas of greatest needs through our philanthropic endeavors. Our philanthropic vision is focused in four areas: · Training future leaders · Establishing viable communities · Giving people a second chance · Serving the less fortunate We support these initiatives at home and around the world. We partner with entrepreneurs who share our philanthropic priorities, have a history of effective assistance programs and are experts in their fields of service. This allows us to serve in places where we can create the biggest impact.
