Overview

Western National is seeking an experienced Commercial Lines Underwriter to join our Edina, MN office. This position is responsible for cultivating critical relationships with agency partners and effectively writing renewal business to achieve department growth & profit goals. The ideal candidate has at least 2 years of experience demonstrating their ability to successfully manage, evaluate and price business within an established level of authority.

Responsibilities

• Maintain a commercial lines book of business with assigned agencies.
• Use established practices, processes, procedures, and underwriting authority level to analyze the operations and exposures of different types of risks to write, renew or modify business.
• Assess risk and exposure on existing business to identify opportunities to maximize assigned territory loss ratio and growth objectives.
• Identify and analyze medium complexity accounts and make sound underwriting decisions independently.
• Recommend solutions when outside of authority level.
• Travel to assigned agencies to promote commercial lines products, build agency partnerships and promote higher agency ranking position.
• Contacts other internal departments and team members.
• Builds and maintains strong agency relationships.

Qualifications

• Previous experience with Commercial Lines Underwriting.
• Strong background in renewal Underwriting.
• CPCU, AU or CIC certification preferred.
• Strong understanding of industry practices, standards and underwriting concepts.
• Strong negotiation and relationship building skills.
• Analytical with ability to exercise sound business judgment.
• Proficient oral and written communication skills.
• Bachelor’s degree in insurance or Finance or equivalent related experience.

CULTURE AND TOTAL REWARDS:

Currently ranked as the 37th largest private company by revenue in Minnesota (Minneapolis-St. Paul Business Journal), Western National has earned accolades year-over-year as an employer of choice and garnered multiple awards for wellness in the workplace including the Wellness by Design Platinum Green award from Hennepin County and is a mspWellness Champion. Western National was also named a Star Tribune Top Workplace in 2021 and 2022. The company is also consistently recognized as a Wards Top 50 performing property-and-casualty insurance company for its outstanding financial results.

Western National has long been known as “The Relationship Company®,” and caring for our employees is a part of that relationship commitment. Western National values connectiveness, empowerment, and accountability. Western National offers competitive pay, advancement opportunities, a generous benefits package, a robust wellbeing program, and a commitment to a healthy work/life balance. These attributes are just some of the reasons why nearly half of our employees choose to stay on the Western National team for ten years or more!

Western National offers full time employees a significant Total Rewards Package, including:

• Medical insurance Plan options
• Health Savings Accounts (HSA)
• Flex Spending Accounts (FSA)
• 401(k) Plan (plus company match)
• Wellbeing Program
• Onsite Fitness Studio
• Paid volunteer time
• Time Off – including vacation and holiday pay
• 100% company-paid tuition reimbursement for approved job-relevant coursework and access to The Institutes (Risk & Insurance Education)
• Discounts on personal auto and homeowner's insurance
• Paid parental leave
• Profit-sharing bonus
• Other standard employee benefits – including dental insurance, vision benefits, life insurance, disability insurance, and more.

Western National believes in supporting balance between work and life by providing a flexible work environment with includes a variety of hybrid and remote work arrangements designed to balance individual, job, department and company needs.

 Western National provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.