The Credit Analyst position is expected to monitor the performance of borrowers, identify deviations from agreed upon performance, and take the appropriate remedial steps. The Credit Analyst should strive to understand the client’s operating performance and needs, and work to build strong working relationships with clients, and other constituents. The Credit Analyst will work closely with a Loan Officer to assess client credit risk.

• Conduct financial analysis of credit and collateral of borrowers, with emphasis on data accumulation and trend analysis
• Perform financial, operational, valuation, underwriting, and transactional analysis
• Spread financial statements and perform covenant compliance measurements as required
• Assist with portfolio management duties including but not limited to credit file maintenance.
• Complete borrower risk assessments
• Interact with various management staff
• Travel to client sites
• Perform other duties as assigned.

• Bachelor's degree in Accounting, Finance, or Economics; if non-business coursework was completed for an undergraduate degree, an MBA would also meet the educational requirements
• 1-2 years of related experience
• Ability to analyze financial statements (profit and loss, balance sheet, and cash flow statements)
• Ability to multi-task in a fast paced environment
• Strong analytical skills and resourcefulness necessary to complete in-depth industry and market analyses.
• Superior interpersonal, writing and oral communication skills
• Above average knowledge of MS Word and Excel mandatory
• There will be some on-the-job training; however, the candidate should be a “self-starter”

• Public accounting strongly preferred

• Role requires sitting or standing in front of a computer monitor for prolonged periods in a fixed neck position
• Constant use of a computer or other office equipment resulting in repeating motions of the hands and wrists
• Often working in an air-conditioned environment
• May encounter hazards typically associated with an office environment (printer components, extension cords).
• Light work that may include moving objects up to 20 pounds.
• Ability to travel on short notice

What You Can Expect From PWB

Rewards

National Base Pay Range (annual): $36,406.66 to $603,418.30

Final salary to be determined by the education, experience, knowledge, skills, and abilities of the applicant, internal equity, and alignment with geographic/market data.

PWB is pleased to offer additional benefits to support our employee’s physical, emotional and financial health. Benefits include: medical, dental, vision, 401(k), life and disability insurance, parental leave, mental health support, wellness incentives, legal assistance, tuition reimbursement, paid time off, company holidays, incentive programs, as well as other fringe benefits.

At PWB, we are committed to the principles of diversity, equity, inclusion and equal opportunity. We build teams and grow talent that reflect the diversity of the clients and communities we serve. Diversity of background, experience and perspective adds value and depth to our teams and creates better business results.

PWB is an equal opportunity and affirmative action employer. We take pride in building a workplace culture where all employees feel supported and respected, and have equal access to career and development opportunities without regard to race, religion/creed, color, national origin, age, marital status, ancestry, sex, gender (including pregnancy, childbirth, breastfeeding or related medical conditions), gender identity/expression, sexual orientation, veteran status, physical or mental disability, medical condition, military status, genetic information, or any other characteristic protected by federal, state or local laws.

If you would like to request an accommodation due to a disability, please contact us at careers@pacwest.com.