Octane® is revolutionizing recreational purchases by delivering a seamless, end-to-end digital buying experience. We connect people with their passions by combining cutting-edge technology and innovative risk strategies to make lifestyle purchases - like powersports vehicles, RVs, and OPE - fast, easy, and accessible.

Octane adds value throughout the customer journey: inspiring enthusiasts with our editorial brands, including Cycle World® and UTV Driver®, instantly prequalifying consumers for financing online, routing customers to dealerships for an easy closing, and supporting customers throughout their loan with superior loan servicing.

Founded in 2014, we’re a remote-first company with 550 employees and over 30 OEM and 4,000 dealer partners.

We are seeking a bright and resourceful Manager to join the Fraud Strategy team at Octane. The Fraud Strategy team is responsible for building critical risk and fraud prevention strategies. An ideal candidate for this role can parse large volumes of data to get to an answer that generates business value on how to manage the fraud risk. They have a scientific mindset and are excited to run the experiments that will further mitigate risk and optimize our loan portfolio. Lastly, they are a structured thinker who can methodically explain their analysis to senior leaders in the risk organization.

Specifically, you will: 

• Maintain and strengthen fraud policies to enhance customer experience, improve security standards while managing fraud losses and addressing existing and emerging fraud trends.
• Design criteria to identify and measure different types of customer misrepresentation including identity theft, synthetic identity, credit washing, straw borrowers, credit abuse, income inflation, and others. 
• Develop risk analytics data infrastructure for ongoing risk and fraud performance evaluation and monitoring.
• Partner with Credit Strategy and Fraud Operations to design, implement and enhance our ability to manage fraud risk.
• Review, evaluate and drive the selection of new vendors or technologies to enhance fraud strategies and mitigate emerging risks.
• Create and enhance internal and external reporting processes. 
• Maintain and update the dealer risk policy documentation.

Requirements:

• Master’s degree, ideally in a field such as business, finance, or risk management. 
• At least 3 years of experience with fraud and/or SME risk management required.
• Self-starter who thrives on autonomy.
• Strong written and oral communication skills.
• Exceptional Excel and Powerpoint skills.
• Hands-on programming experience with SQL and Python.

Benefits:

• Robust Health Care Plans (Medical, Dental & Vision).
• Generous Parental Leave.
• Up to 5 weeks time off (self-managed).
• Retirement Plan (401k) with Company non-elective contribution AND company match!
• Educational Assistance/Tuition Reimbursement up to $3K/year.
• Life Insurance (Basic, Voluntary & AD&D).
• Short Term / Long Term Disability.
• Team Activities (remotely).
• Robust Ancillary benefits including accident insurance, hospital insurance, etc.

Octane Lending is an equal opportunity employer committed to providing equal employment opportunity without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, or any other protected status with respect to recruitment, hiring, promotion and other terms and conditions of employment

Disclaimer: The above statements are intended to describe the general nature and level of work being performed by associates assigned to this classification. They are not to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. All personnel may be required to perform duties outside of their normal responsibilities from time to time, as needed.

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