Who we are 

M1 is a personal finance platform made for the modern era, uniting individual perspective with automated ease. Hundreds of thousands of investors take control of their long-term wealth with M1 and have already trusted us with over $6 billion of assets. As the Finance Super App™, we empower financial well-being with all the tools to invest, borrow, and spend: low-cost borrowing, high interest checking, and high cash back Visa® debit and credit card rewards. 

We believe that financial well-being is fundamental to overall well-being and strive to deliver products that are simpler, smarter, and stronger than those created by our competitors. We've been named a top app for investors including 2022 Best for Low Costs and Best for Sophisticated Investors by Investopedia. 

As a fast-growing fintech company, we’re looking for talented and smart individuals who are excited about rethinking what’s possible with personal finance, invested in their personal and professional growth, and take ownership of the work they want to do – all while helping others create something meaningful and sustainable for their futures. Our award-winning workplace culture has been recognized by CB Insights (Top Fintech Companies of 2021), the Chicago Tribune (2021 Top Workplace), and Built In Chicago (2022 Best Places to Work in Chicago).

We mean it when we say, “M1 is yours to build.” 

If this sounds interesting to you, read on!

What we’re looking for 

We are looking for a passionate individual contributor to join our team -- someone who realizes the value in code reviews, pair programming, and continuous self improvement; is unafraid to venture into undocumented territory; believes the most interesting problems do not have answers yet; shares our company vision, embodies our values, and also recognizes that software development is more than just a job, it is a craft.

M1’s engineering team is in charge of building, deploying, and maintaining mission critical systems that power the operation of the entire M1 Finance platform. We adopt a microservices architecture and our systems, which range in responsibility and complexity (from login and account management to banking and trading) are all built on top of Reactive technologies (Lagom / Play! / Akka / Scala).

What You’ll Do

• As a member of the growth engineering team, you’ll:
• Collaborate with team members across functional areas to design and architect software solutions to support and enhance M1’s identity and customer engagement practice, whose responsibilities include, but are not limited to:
  • Application security
  • Fraud detection and prevention
  • Customer identity, data, and access management
  • Customer engagement support (notifications, billing, referrals, promotions, etc)
• Implement clean and maintainable code that adheres to industry best practices
• Identify and execute on opportunities to improve existing systems
• Contribute product ideas to overall company growth
• Grow alongside an exciting, committed team of engineers who will always help you be your bes

Skills/Qualifications

• 2 years of professional software engineering experience
• Experience in developing, testing, and deploying production ready code
• Proficiency in a JVM language, such as Scala, Kotlin, or Java. Background in functional programming a plus
• Experience creating and integrating with RESTful APIs
• Experience developing against relational databases or other NoSQL data stores
• Comfort and knowledge of a formal delivery methodology like agile
• Entrepreneurial spirit, self-motivated, growth-minded
• Excellent communicator and collaborator
• General knowledge of investing and personal finance or a desire to learn

Engineering Culture @ M1

We are a team of driven engineers committed to executing a clear and exciting vision. We adopt an iterative approach, believe in continuous improvement, and embrace first-principles thinking. While we value creative dissent in problem solving and eschew the idea of adopting a solution just because "it has always been done that way," we also believe in respect, support, and enabling each team members’ best contributions however we can. Everyone plays an integral part in developing our product and is empowered to make impactful decisions on features, architecture, and implementation. 

M1's Commitment to Diversity

M1 is proud to be an equal opportunity employer. We celebrate different experiences and we're committed to diversity, equity, and inclusion (DEI) at all levels of the company. Women, minorities, veterans, members of the LGBTQIA community, and individuals with disabilities are strongly encouraged to apply. With our three DEI task forces (internal education, recruiting, and community involvement), M1 employees and leaders set aside company time to tackle DEI projects and achieve goals every quarter.

Our Values 

Our team embodies our eight core principles and if these principles speak to you – we’d love to talk with you.

• Mission Driven: We will passionately apply ourselves to deliver immense value to our customers, knowing if they succeed, so too will the company. 
• Extreme Ownership: We think and act like owners. Our focus is on building long-term value, not scoring short-term marks. We own everything in our domain, including the outcome and everything that affects it. 
• Boldness: We want to do things of consequence. Make a difference. We would rather fail at something meaningful than succeed at something trivial. 
• Bias for action: The best way to make progress is to act.
• Economical: Efficiency is important, and we consider both the costs and benefits of our actions. 
• Team-oriented: In working together, we maintain a low ego, make everyone feel welcome, assume good intent, trust one another, and seek out different perspectives. We empower our teammates to be at their best.
• Challenged, but not overwhelmed: We are curious people who always want to grow. Growth happens outside our comfort zone. We achieve our potential through consistent, manageable growth. 
• Integrity: We do the right thing. When we make mistakes, we own and correct them. We would be proud of our actions are shared with our family, friends, and strangers. Everyone can count on us to act according to our values, beliefs, and principles we state we hold. This trust must never be broken.

Our Perks 

• Unlimited PTO 
• Comprehensive health, dental, vision, disability, and life insurance 
• Stock options for all employees 
• Retirement benefit with employer match 
• $500 to spend on home office equipment while working from home 
• Stylish M1 swag 
• Socially distant team outings, celebrations, and events 
• Transparent and open communication 
• Office in the Loop with a Game Room and Gym