Overview

The Financial Analyst will provide support to the Director of Finance and Accounting and the Chief Financial Officer. The Financial Analyst is responsible for driving business decisions by providing quantitative and qualitative data analysis and the reporting of patterns, insights, and trends to decision makers. This position applies data mining techniques and conducts statistical analysis to report key findings in order to improve processes and provide data-driven forecasts of potential costs, risks, and profits of new business initiatives. In addition the position will also support analytics function for the Card Servicing Team.

About Frontwave Credit Union:

Frontwave Credit Union is a member-owned not-for-profit financial institution serving San Diego, Riverside, and San Bernardino counties. Founded in 1952, we have grown to 14 branches with 120,000 members and manage over a billion in assets. At Frontwave Credit Union, we are focused on creating consumer solutions to provide our members and the communities we serve with products and services that enhance the quality of life for our members through exceptional service and the progressive application of technology.

What’s In It For You:

Competitive pay, 401k matching, mortgage and auto discounts.

9-27 days of PTO per year (based on tenure) and 10 paid holidays.

Affordable medical, dental, vision health plans, and Flexible Spending Account.

Employee Assistance Program with a variety of services.

Career development, training, and coaching, mentoring; tuition reimbursement up to $4,000/year.

Culture of excellence and continuous improvement.

We strive to be the best place you’ve ever worked!

Responsibilities

Includes the following non-inclusive list. Other duties may be assigned. All duties are to be performed in compliance with applicable laws, regulations as well as Credit Union policies and procedures:

• Responsible for preparing and delivering ALCO package and the board reports monthly
• Partner with external vendor, ALM First, on Risk Analysis and CECL implementation
• Monitors the Investment portfolio while analyzing and presenting to CFO investment options
• Collects, aggregates, and analyzes data from multiple internal and external sources to drive insights into Finance performance.
• Deliver complex analysis/findings in a manner that conveys understanding, garners support for recommendation, and lays the foundation for data-driven Finance decisions for operational management.
• Uses data analytics tools to build new dashboards, reports, and responds to ad-hoc report requests from the
• Produces actionable reports that show financial trends, risk analysis, performance to budget and other relevant analysis requested by the management
• Enhances data collection procedures to include information that is relevant for building analytic systems.
• Communicates findings and insights to stakeholders and provides possible solution options for finance decisions
• Works independently, collaborates with teammates, and influences across organizational boundaries.
• Will be responsible for the annual budget and mid-year forecast, while collaborating with leaders in finance, lending and operations
• Contribute to month-end analysis, board reporting analysis.
• Guides cost analysis process by establishing and enforcing policies and procedures; providing trends and forecasts; explaining processes and techniques; recommending actions.
• Improves financial status by analyzing results; monitoring variances; identifying trends; recommending actions to management.
• Reconciles transactions by comparing and correcting data.
• Maintains database by entering, verifying, and backing up data.
• Recommends actions by analyzing and interpreting data and making comparative analyses; studying proposed changes in methods and materials.
• Increases productivity by developing automated accounting applications; coordinating information requirements.
• Protects operations by keeping financial information confidential.
• Maintains technical knowledge by attending educational workshops; reviewing publications.

Qualifications

Education and/or Experience:

Master’s degree in Finance/Accounting/Economics or MBA; five to seven years finance or accounting related financial institution or credit union experience and/or training; or equivalent combination of education and experience.

Experience with data visualization tools such as Excel, iDashboards, Tableau, or PowerBI.

Service Excellence Standards

When joining Frontwave Credit Union, you can expect to be a part of a workforce committed to the following Service Excellence standards: • We see it. We own it. We get it done. • We ignite positive experiences. • We do things right every time. • We are collaborators - united, cohesive and engaged • We innovate and evolve. • We create memorable experiences for life. • We starts with me.