Overview

Are you passionate about finance, business and technology? Are you ready to learn what it takes to have great career with a private, fast-growing financial service company with $5 Billion in assets?

American Credit Acceptance is looking for talented individuals to join our Internal Audit team, to make a personal impact across a variety of areas and help with innovation in the fintech space.

Our Internal Auditor will execute the annual internal audit plan of financial, internal control, operational, compliance and investigative audits to ensure the reliability and integrity of information, compliance with policies and regulations, the safeguarding of assets, the economical and efficient use of resources and established operational objectives of American Credit Acceptance.

This is a fantastic opportunity for a recent graduate or audit professional that seeks work-life balance to learn the business and make big impact.

Essential Functions

• Completes financial and operational audits with up to 20 percent travel. 
• Assists with the development of audits to include audit objectives, scopes, programs, questionnaires, procedures, work papers and timetables.
• Performs audits, investigations and other assigned auditing services in accordance with professional auditing and accounting standards.
• Performs audits independently and objectively to add value and improve American Credit Acceptance operations bringing a systematic, disciplined approach to evaluate and improve the effectiveness of risk management, internal controls and governance processes.
• Use standard audit techniques to obtain corroborative evidence to support audit findings and recommendations.
• Prepares organized, accurate and competent work papers ensuring documentation clearly supports the conclusions regarding each audit objective. 
• Assists with the preparation of audit reports based on supporting work papers to communicate audit findings and recommendations to management.
• Performs special internal audit services as deem necessary, including working with the external auditors, and other duties as required.
• Other tasks as assigned. 

Qualifications

• Bachelor’s degree in accounting or a related field of study with comparable accounting/auditing expertise
• Must possess excellent communications skills (written and oral)
• Computer skills (MS Word, Excel, Access, and Power Point)
• Must be able to think analytically, independently and objectively
• Requires moderate travel.

EEO Statement

ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice

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Responsibilities

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

• Primary function will be to help plan and perform risk based operational audits to evaluate the key processes, procedures, and systems of ACA’s business units. Effectively analyze and assess risk to develop audit procedures, execute test procedures, and conclude on the operating effectiveness of relevant controls through the development of formal reports.
• Perform third party vendor audits to evaluate compliance with executed contracts.
• Perform regulatory or compliance audits as required.
• Interact with external audit firms and provide support for audit engagements.
• Effectively leads interviews/meetings to ensure relevant information is obtained for analysis.
• Performs an appropriate level of testing based on the scope and risk, without over- or under-auditing.
• Produces work paper documentation that is clear and concise, provides adequate detail of work performed and conclusions reached, meets department and professional standards, and is sufficient to receive a satisfactory rating from reviewers.
• Communicates obstacles or problems as they are encountered throughout the audit.
• Identifies control issues and findings timely, and ensures findings are based on relevant facts and are accurately characterized (based on risk).
• Clearly communicates control findings to Internal Audit Management as they are identified.
• Challenges the ‘status-quo’ and brings original ideas to the team.
• Fosters a team environment, is inclusive and works well with others.

Qualifications

• Bachelor’s degree in related field (e.g., Computer Science, Management Information Systems, Accounting, Finance)
• CIA or other relevant certification is a plus.
• Business risk awareness and appropriate judgment to use a risk-based approach while executing the audits.
• High level of tact and ability to communicate complex and potentially sensitive issues to various levels of management – both within ACA’s operational functions and outside to key non-technical business personnel.
• Can conform to shifting priorities, demands and timelines through analytical and problem-solving capabilities.
• Must possess excellent communications skills (written and oral).
• Must possess computer skills (MS Word, Excel, Access, SQL, and Power Point).
• Must be able to think analytically, independently and objectively.
• Must be willing to periodically to travel to vendor home offices and evaluate their control environment.
• Knowledge of SOX 302/404, SSAE 16/SOC1/2/3, PCI and/or GLBA is a plus.

Supervisory Responsibility

This position has no supervisory responsibilities.

Work Environment and Physical Demands

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets and fax machines.

Position Type/Expected Hours of Work

This is a full-time position with a work schedule of Monday-Friday with some schedule variations as needed.

Travel

Up to 15% travel is expected for this position.

EEO Statement

ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.